Our Executive Team

DR. HENRY BOLAND HOWARD-BAGLEY, CHAIRMAN

Henry B. Howard is the founder and 100% owner of U.S. Education Finance Group (USEFG). Since its inception in 1999, USEFG generated $5.5 Billion of education consolidation loans, sold $2.2 billion of education loans to various U.S. secondary markets, and sold $3.3 Billion of education loan asset backed securities to financial institutions worldwide. Dr. Howard is also the founder and 75% owner of U.S. Mortgage Finance Group (USMFG), a secondary market for foreign national residential mortgages loans secured by U.S. residential properties. USMFG purchased $375 Million of residential mortgages loans and acquired approximately 200 residential rental properties. He is also the President and Chief Executive Officer of U.S. Renewable Energy Group, an owner/operator of two community solar energy generation plants in New York.

In 1997, Dr. Howard was appointed Special Envoy to Nicaragua by the President of the United States. In 2020, Dr. Howard was appointed by the President of the United States to the board of directors of the National Security Education Program at the U.S. Department of Defense for four years. In 2015, former Philippine Secretary of Foreign Affairs Albert Del Rosario appointed Dr. Howard as the Philippines’ honorary consul for the State of Florida for three years. In early 2016, Dr. Howard, at his expense, opened a consulate in Miami which provides document notarization (pursuant to the laws of the State of Florida and the Republic of the Philippines) and authentication services and passport application services periodically. Over 3,500 passport applicants have been served to date that otherwise would have been required to take off a week from work and fly or drive up to 2,000 miles round trip from Florida to the Embassy of the Philippines in Washington, D.C. In 2018, Dr. Howard was reappointed honorary consul by Philippine Secretary of Foreign Affairs Alan Peter Cayetano for three years, in 2021 by Philippine Secretary of Foreign Affairs Teodoro Locsin for three years, and in 2023 by Philippine Secretary of Foreign Affairs Enrique Manalo for three years. At his expense, Dr. Howard defeated a U.S. Senate amendment to keep the Balangiga bells in the United States forever, nullified U.S. House language to keep the Balangiga bells in the United States for another five years and he changed the 2018 National Defense Authorization Act (NDAA) of the United States to expressly permit the return of the three Balangiga bells by the United States Secretary of Defense provided such return was in the national security interests of the United States. He also refurbished the bells and provided exact replicas of the bells and memorial plaques to the U.S. military facilities in Colorado and Wyoming from which the original bells were retrieved. Dr. Howard was given the General Carlos P. Romulo Award for causing the return of the Balangiga bells. He was or is on the advisory board of organizations including the Baltimore Council on Foreign Affairs, the American Nicaraguan Foundation, the Philippine American Foundation, the American Field Service International Scholarships Philippines, the Philippine Disaster Resilience Foundation, the Stimson Center and the Center for Strategic and International Studies. He is a founding board member of the U.S.-Philippines Society which is chaired by the former Director of National Intelligence, John Negroponte. He is a member and sponsor of the U.S. – Philippines Task Force at the Center for a New American Security. He graduated from the University of Maryland Baltimore County (UMBC) with a B.A. in Economics and Political Science (cum laude). As a Political Science major, he wrote a paper entitled “An Examination of the Muslim Insurgency in the Southern Philippines and Proposals for Peace in the Region.” He was awarded a Doctor of Humane Letters (h.c.) degree by the University of Mobile.

GEN. BERT K. MIZUSAWA, CONSULTANT

Bert Kameaaloha Mizusawa (born January 1957 in Hawaii) is a retired Major General in the United States Army serving from 1979 to 2015. Mizusawa also served in the United States Senate as a professional staff member and as a Senior Executive in the Pentagon, making him one of only a handful of individuals to serve at flag rank in the military as well as in both the legislative and executive branches. Mizusawa is also an attorney and is admitted to the bars of New York, the District of Columbia, Virginia, and the United States Supreme Court. West PointIn 1975 Mizusawa was accepted to the United States Military Academy at West Point. While at West Point, he served in the Cadet Captain position as Brigade Athletic Officer. On June 6, 1979, Mizusawa received his bachelor's degree and graduated first in his class.

HarvardMizusawa attended Harvard Law School and graduated with a Juris Doctor in 1989. He also received a Master of Public Policy from the John F. Kennedy School of Government and was twice selected as a MacArthur Fellow in International Security. While at Harvard, he interned with the United States Attorneys' Counterdrug Task Force.
As a Captain, Mizusawa, an Airborne Ranger, served as a paratrooper in Italy with the 1-509th Airborne Battalion Combat Team and commanded the Army's most forward-deployed combat unit, the Joint Security Force, in the Korean DMZ.As a Colonel, he was assigned as the first commander of the Army Reserve's new cyber command, the Army Reserve Information Operations Command. In 2005, he commanded the first team deployed to Afghanistan from the Joint Center of Operational Analyses.As a Brigadier General, he served as the Deputy G3 (Operations) of the U.S. Army Material Command, as Deputy to the Commanding General, Multinational Corps-Iraq and as Deputy Commanding General of the 335th Theater Signal Command.In 2011 Mizusawa was promoted to Major General and assumed the assignment of Deputy Director for Strategic Initiatives, Joint Chiefs of Staff. He later served as the reserve assistant to the Chairman, Joint Chiefs of Staff and as commander of the Combined Joint Interagency Task Force-Afghanistan (CJIATF-A), which was awarded the Joint Meritorious Unit Award for its performance during Operation Enduring Freedom.Mizusawa was an attorney with the Wall Street law firm Sullivan & Cromwell from 1990 to 1994, where he advised underwriters on complex debt and equity issuances.
In early 2020, Mizusawa was appointed as a senior adviser for national security technology and business integration at the Central Intelligence Agency. He currently serves as a consultant to the Solutions Philippines LLC.
See General Mizusawa's bio in Wikipedia Disclaimer: The use of military rank or appearance in uniform does not constitute or imply endorsement by the United States Department of Defense or any military department.

COL. JOHN T. CINCO MD, CONSULTANT

EXPERIENCE Global Health Security ConsultantGAKOS Jan 2022 - Present Global Health Security

Orlando VAMC Chief, Compensation & Pension ServiceApr 2015 - Oct 2022
Global Health Security ConsultantJohn T Cinco, MDSep 2011 - Jan 2022 Melbourne, Florida AreaStrategic and operational level consultant for global health security training and operations to include disaster preparedness and response, humanitarian assistance, public health and biosecurity.
Clinical Director, Special Examinations UnitCentral Alabama Veterans Health Care System May 2013 - Apr 2015
Medical DirectorDefense Institute for Medical Operations Aug 2008 - Sep 2011Developed and delivered medical and disaster response training at the strategic, Operational and tactical levels to international forces
Flight Surgeon United States Air Force 1985 - 2011
Division Chief, International Health AffairsUS Pacific Air ForcesMay 2005 - Jul 2008Provided humanitarian assistance and disaster response to countries in Southeast Asia
Texas Transoptics 1978 - 1994 See Col. Cinco's LinkedIn profile

CAPT. DENNIS WRIGHT

Founder & Former CEO, Peregrine Development International

Dennis Wright is the Founder and Past President and Chief Executive of Peregrine Development International. He founded Peregrine following a highly successful career in both Government and Industry. Prior to forming Peregrine, he was a Vice President for KBR, the leading Engineering and Construction company in the U.S. and the 7th largest Defense Contractor. He was responsible for the development of all public sector market strategies, planning and analysis, business development, branding, advertising, communications and public relations for a $5B business segment. In January 2003, Dennis led KBR’s international strategic initiative to establish a new

Middle East corporate office during the Iraq war and led the post‐war reconstruction efforts, including direct liaison with U.S. Reconstruction Offices. As Vice President of the new Mid‐East regional office he developed strategies supporting a $4B revenue base and captured over $2B in new work. He also served as Account Manager for U.S. Navy and Defense programs. After creating Peregrine, Dennis won new work in Kuwait, Iraq and throughout the Middle East creating a solid foundation for the new company. Dennis then led the company’s initiative to bring Busch Gardens and Sea World to Dubai to build the regions first major western branded theme parks. He then took the company to Southeast Asia where he conceived and secured the development of a 177 hectare green-field Logistics and Business Park in the Philippines valued in excess of $3.0 billion financed by a major Kuwait investment group. This project, in which Peregrine was the Prime Contractor and Developer, captured international attention because of its magnitude and because it was the country’s single largest foreign direct real estate investment. Dennis was a Captain in the U.S. Navy and a professional Logistician. He advanced from the enlisted ranks as a Storekeeper to Line Officer and later as Supply Officer, culminating his career as Commander of one of the largest Defense Agencies in the DOD. He has conducted operations around the world, including residing in Japan for four years and being responsible for contingency operations in the Balkans, Philippines and the Middle East. He has extensive Joint Service and Acquisition Management experience, including Commander of the Defense Contract Management Agency (International) where he directed an organization of 1100 personnel with 57 offices in 23 countries and $70 million annual budget. He was directly responsible for administering over $30 billion in contracts on behalf of DOD, NASA and foreign governments with direct personal interface with American Embassies, NATO, foreign governments and foreign industry executives. He is well versed in all aspects of commercial and defense based acquisition and especially FAR, DFARs, DCAA and DCMA based contracts. Dennis is an internationally recognized expert in strategic planning, sales and marketing, business development, acquisition and and contract management, program and financial management, life cycle operations, maintenance and logistics. He has extensive experience with multiple U. S. government agencies, foreign governments, embassies, industry and trade associations, and has amassed a solid record of success marketing, capturing new business, directing change and leading organizational transformation. He is frequently sought after to speak at government and industry meetings and is an accomplished author. Dennis holds a Bachelors Degree in Mechanical Engineering and a Masters in Acquisition Management. He is an NCMA Fellow and Certified Professional Contracts Manager and DAWIA Level III Certified in Contracting by the DOD. He is a Founding Board Member of the U.S. – Philippine Society; Founder and Past President of the North Luzon Chapter of the American Chamber of Commerce; recipient of the Tawid Award from the city of Bauang, La Union and an Adopted Son of Balangiga, Samar for his work returning church bells to the Philippines. He also was responsible for the restoration of the Clark Veterans Cemetery.

ALEC BEN SANTOS, CONSULTANT

Executive Summary

Leadership & Management

• Executive-level experience across multiple industries, including energy, pharmaceuticals, automotive, and publishing.• Proven ability to lead teams, manage operations, and oversee strategic partnerships.• Held Vice President and Managing Partner roles, indicating strong decision-making and organizational leadership.

Business Development & Representation

• Served as Philippine Representative for U.S.-based companies, showcasing skills in international business relations and market expansion.• Experience as a Regional Distributor and Consultant, reflecting expertise in sales strategy, distribution networks, and client engagement.

Operational Expertise

• Roles such as Motor Pool Head and Purchasing Manager suggest a strong grasp of logistics, procurement, and fleet management.• Skilled in resource allocation, vendor coordination, and cost control.

Consulting & Advisory

• Recent consulting roles in gaming, port operations, and water systems highlight his versatility and ability to adapt across sectors.• Trusted advisor for emerging and established businesses, offering strategic insights and operational guidance.

Civic Engagement & Networking

• Active in volunteer work and professional associations, including Rotary Club and NAMFREL.• Demonstrates strong community involvement, coordination skills, and public service orientation.

Academic & Analytical Foundation

• Studied at prestigious institutions like UP Diliman and Ateneo de Cagayan, with a background in Political Science.• Member of the Association of Political Science Majors, indicating analytical thinking and policy awareness. See Alec's extended resume here.